Our complex system problems are proving resistant to simple solutions, and each one has its own web of complexities to unwind. One thing they all have in common, though, is that you can’t fix a broken [name any system] with a broken finance system. That’s why regenerative finance — a concept that’s been percolating at the edges of impact investing and sustainable business since at least 2015, when John Fullerton laid out the principles of regenerative economics — is emerging as an essential strategy.

Simply put, regenerative finance uses money as a tool to solve systemic problems and regenerate communities and natural environments. Its goal is to heal and create shared value. Profits are not the end, but rather a means to further progress. In regenerative finance, circulation replaces accumulation.