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Bridging the Gap in Accessibility of Finance in India

Ratika Kapoor
Ratika Kapoor
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September 18, 2021
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Ratika Kapoor - Bridging the Gap FEATURED
The credit gap for micro, small and medium enterprises (MSMEs) in India is estimated by World Bank to be USD 380 billion. Approximately, only 16 per cent of MSMEs in India receive formal credit while the others are under-financed or financed through informal sources. Several measures have been taken across the financial services ecosystem to channelize more credit into the underserved parts of the society and to further bridge the credit gap. The Government of India formulated the Micro Units Development and Refinance Agency Ltd. [MUDRA] for the development of the micro enterprises in the country. MUDRA offers technology financing,…
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Ratika Kapoor
Ratika Kapoor
Ratika Kapoor is an analyst with a demonstrated history of working in the management consulting industry, skilled in Strategy and Operations in the Banking and Financial Services sector in India and the Middle East.
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